Terms and Conditions

These Terms govern your access to and use of Capital Hritage's website and analytical services. Please read them carefully before using the platform.

Last updated: [Insert Date] — this is a general template and should be reviewed by qualified legal counsel before publication.

1. Acceptance of Terms

By accessing or using the Capital Hritage website, dashboard, or any related service (collectively, the "Service"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, you must not use the Service.

2. Description of Service

Capital Hritage provides AI-powered market analysis, data visualizations, and decision-support tooling intended for informational purposes. The Service does not constitute financial, investment, tax, or legal advice, and no output generated by Capital Hritage should be interpreted as a recommendation to buy, sell, or hold any asset.

3. No Financial Advice

All analysis, forecasts, scores, and signals presented through the Service are generated algorithmically and are provided "as is" for informational and educational purposes only. Capital Hritage is not a registered investment advisor, broker-dealer, or financial institution. You are solely responsible for any financial, trading, or investment decisions you make, and you should consult a qualified independent professional before acting on any information obtained through the Service.

4. Eligibility and Account Responsibility

You must be of legal age in your jurisdiction to use the Service. If you create an account, you are responsible for maintaining the confidentiality of your credentials and for all activity that occurs under your account. Capital Hritage is not liable for any loss arising from unauthorized use of your account.

5. Acceptable Use

You agree not to: (a) reverse-engineer, decompile, or attempt to extract the underlying models or source code of the Service; (b) use the Service to build a competing product; (c) misuse, overload, or attempt to disrupt the Service's infrastructure; (d) redistribute or resell outputs of the Service without prior written consent; or (e) use the Service for any unlawful purpose.

6. Intellectual Property

All content, trademarks, software, design elements, and underlying technology associated with the Service are the property of Capital Hritage or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any ownership rights in the Service beyond a limited, non-exclusive, non-transferable license to use it for its intended purpose.

7. Subscription, Fees, and Billing

Where the Service includes paid tiers, applicable fees, billing cycles, and renewal terms will be disclosed at the point of purchase. Unless otherwise stated, fees are non-refundable. Capital Hritage reserves the right to modify pricing with reasonable advance notice.

8. Disclaimers and Limitation of Liability

The Service is provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to accuracy, reliability, fitness for a particular purpose, or non-infringement. To the fullest extent permitted by law, Capital Hritage and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or trading losses, arising out of or related to your use of the Service.

9. Third-Party Data and Links

The Service may incorporate data from third-party sources or contain links to third-party websites. Capital Hritage does not control and is not responsible for the accuracy, availability, or content of such third-party sources or sites.

10. Termination

Capital Hritage reserves the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful to other users, Capital Hritage, or third parties.

11. Changes to These Terms

Capital Hritage may revise these Terms from time to time. Material changes will be indicated by updating the "Last updated" date above. Continued use of the Service after changes become effective constitutes acceptance of the revised Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction where Capital Hritage is established, without regard to conflict-of-law principles. [Insert specific governing law and jurisdiction clause as applicable.]

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

14. Contact

Questions about these Terms can be directed via the contact details provided on our Contact page.

This document is a general template provided for structural guidance only. It does not constitute legal advice and should be reviewed and customized by a qualified legal professional to ensure compliance with applicable laws in your jurisdiction before use.